Vantage
Legal

Terms of Service

These Terms govern your access to and use of Vantage, including its AI-assisted research tools, accounts, trials, and paid subscriptions.

Effective August 1, 2026
This is a launch-ready general template, not legal advice. Before accepting payments, have qualified counsel adapt it to your business entity, jurisdiction, contact details, payment processor, and actual operating practices.

1. Agreement and eligibility

By creating an account, purchasing a subscription, or using Vantage, you agree to these Terms and the Privacy Policy. If you do not agree, do not use the service. You must be legally capable of entering a binding agreement and meet the minimum age required in your jurisdiction. If you use Vantage for an organization, you represent that you may bind it.

2. What Vantage provides

Vantage is an informational software service that organizes market data and generates AI-assisted equity research. Features, data coverage, supported securities, models, limits, and availability may change. Beta or experimental features may be modified or discontinued at any time.

3. Not investment advice

Vantage is not a broker, dealer, investment adviser, fiduciary, tax adviser, or legal adviser. Content is for general informational and educational purposes only. It is not a recommendation or solicitation to buy, sell, hold, or trade any security. Outputs may be inaccurate, outdated, incomplete, or fabricated. You are solely responsible for verifying information and for every investment decision. Investing can result in loss of principal.

4. Accounts and security

You must provide accurate information, protect your credentials and API keys, and promptly report suspected unauthorized use. You are responsible for activity under your account. In the current browser-based version, account data and connected API keys may be stored locally on your device; clearing browser storage can permanently remove them.

5. Subscriptions, trials, and renewal

Paid plans are billed in advance at the price and interval shown immediately before purchase. If a trial converts to a paid plan, the checkout disclosure will identify the trial length, first charge date, recurring price, and renewal interval before you consent.

  • Automatic renewal: unless canceled, a paid subscription renews at the disclosed interval and the authorized payment method is charged.
  • Cancellation: you may cancel online through account settings. Cancellation stops future renewals and access ordinarily continues through the current paid period.
  • Price changes: we will provide advance notice when required and apply changes no earlier than a future renewal.
  • Taxes: prices may exclude applicable taxes, which may be added at checkout.

6. Refunds

Except where law requires otherwise or the checkout offer expressly states otherwise, payments are non-refundable and partial billing periods are not credited. If you believe a charge was made in error, contact support through the product promptly. Nothing in these Terms limits mandatory consumer rights.

7. Acceptable use

You may not misuse Vantage, bypass usage limits, interfere with service operation, attempt unauthorized access, reverse engineer protected components except where law permits, resell access without permission, use automated means that burden the service, violate third-party rights, or use outputs for unlawful, deceptive, manipulative, or abusive activity.

8. Third-party services and data

Vantage may connect to AI, market-data, payment, analytics, or hosting providers. Their terms and privacy practices apply to their services. Quotes, fundamentals, analyst information, and news may be delayed or inaccurate. We do not control or endorse third-party content and are not responsible for third-party outages or changes.

9. Ownership and feedback

Vantage and its software, design, trademarks, and service content are owned by the service operator or its licensors. Subject to these Terms, you receive a limited, revocable, non-transferable right to use the service. You retain rights in content you submit. You grant the rights reasonably needed to process that content and provide the service. Feedback may be used without restriction or compensation.

10. Suspension and termination

You may stop using Vantage at any time. We may suspend or terminate access for material or repeated violations, fraud, abuse, security risk, nonpayment, legal requirements, or discontinuation of the service. Where practical, we will provide notice. Provisions that by nature should survive termination will survive.

11. Disclaimers and liability

Vantage is provided on an “as is” and “as available” basis to the extent permitted by law. The detailed warranty disclaimers and liability limits in the Warranty & Disclaimers page are incorporated into these Terms. Nothing excludes liability or rights that cannot legally be excluded.

12. Disputes and governing terms

Before launch, this section must be completed with the operator’s legal name, governing law, venue, and any arbitration or class-action terms approved by counsel. Until then, no arbitration waiver is presented or requested through this template.

13. Changes and contact

We may update these Terms for legal, security, operational, or product reasons. Material changes will be communicated as required, and the effective date will be updated. Questions may be submitted through the in-product support channel. Before launch, add the operator’s full legal name, mailing address, and support email here.